Call Us Today! 561-666-3443
Legal Advocates, PLLC
2424 N. Federal Highway, Suite 411
Boca Raton, FL 33431

Foreclosure Defense

The attorneys at Legal Advocates, PLLC have represented numerous national lenders in thousands of residential foreclosure cases across the State of Florida. The attorneys of Legal Advocates, PLLC, utilize their knowledge and experience within the foreclosure industry to help homeowner and business owners preserve and defend their rights in foreclosures actions. The attorneys at Legal Advocates, PLLC have collectively handled hundreds foreclosure trials.

The lenders know that when Legal Advocates, PLLC takes a case they are in for a fight. By aggressively litigating our clients’ cases, we have gained tremendous bargaining power against the lenders; often leading to considerable non-home/property retention settlement offers. We can also assist our clients in the tedious application process via short-sale and/or deed-in-lieu of foreclosure. When our clients are interested in retaining their home/property, we can also similarly negotiate loan-modifications.

Many home and property owners fear that one day they will come home to find their locks changed and their stuff out on the curb. This is not permitted under Florida law. The attorneys at Legal Advocates, PLLC, make sure that never happens. Our attorneys are skilled litigators that work tirelessly to prevent such a thing from happening to any of our clients. When you choose to hire a law firm, make sure you are hiring one that will litigate your case and make the bank prove every element required. While the case is progressing, you will be able to live in your home without making additional mortgage payments, or continue renting out your investment property.

The Foreclosure Process in Florida

Florida is a judicial foreclosure state, which means that lenders are required to go through the court system to foreclosure on your home. Once you are served with a foreclosure complaint, you only have 20 days to file a response. Therefore, waiting to see what happens is not an option. So, you must act quickly to assert any defenses you may have, or you risk being unable to raise them at a later time. You have the right to assert defenses, seek discovery from the lender concerning your loan, depose witnesses, and force the lender to prove their case.  

If you have been served with a foreclosure complaint, this can very stressful time for you and your loved ones. We are here to help you through the legal process and to protect your rights.

Our Attorneys Can Assist You with Any of The Following:

  • Defend the court action to force the lender prove their case. By defending the court action, we will be able to indirectly obtain additional times to gauge the strength of your case and/or give you the opportunity to pursue any of the below settlement options.

Home/Property Retention Options:

Non-Home/Property Retention Options:

  • Negotiate a loan modification with your lender
  • Principal reduction
  • Interest rate reduction
  • Advise whether a short sale or a deed-in-lieu of foreclosure is an option for you
  • Negotiate a settlement agreement with your lender and requesting any/all of the following:
    • Extended sale date
    • Deficiency waiver
    • Cash for keys

Defense That May Be Available To You

  • Ensure the lender has not brought the foreclosure on false information
  • Ensure the lender followed all state, federal, and contractual procedural requirements
  • Ensure the lender is legally entitled to bring the foreclosure action
  • Ensure all affidavits signed by the lender accurate and based on valid business records

We are local South Florida attorneys that practice exclusively in Palm Beach and Broward counties. Areas we serve include:

Boca Raton

Boynton Beach

Coral Springs

Dania Beach


Deerfield Beach

Delray Beach

Fort Lauderdale




Lake Worth




Palm Beach Gardens


Pompano Beach

Rivera Beach

Royal Palm Beach





When you call Legal Advocates, PLLC we will immediately schedule a consultation to personally meet with one of our attorneys to review your case and discuss the options you may have.

At Legal Advocates, PLLC we keep our clients abreast of every step of the foreclosure process.

If you have been served with a foreclosure complaint or have fallen behind on your mortgage payments, contact Legal Advocates, PLLC today at (561) 666-3443 for a free consultation to find out how we can help. You can also email us at: and a member of our staff will contact you promptly. Our office is conveniently located just minutes from I-95 on Yamato Road in Boca Raton. Upon request, we also have alternative satellite office locations throughout Palm Beach and Broward County where our attorneys can arrange to meet you and discuss your case.